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How to select an insurance companyBe sure to choose an insurer that will process claims promptly so that you get the sum assured without any delay.
Rajalakshmi Sivam
There are more than 20 private insurers offering life policies; all competing with equally attractive offers such as online policies, mobile updates, reminders and such. Ask most people, though, and they may tell you that LIC of India, the oldest and the single largest public insurer in the country, is the most trusted insurer of the lot.
Now, how should one choose an insurance company?
There are many parameters that help one decide on his life insurer, starting from the insurer's pedigree, track record, credibility, financial strength, services on offer and history of litigation with clients, among others. A crucial factor, however, is the insurer's claim settlement record.
After all, you buy a life policy mainly so that your nominees can be financially compensated for the loss of your life.
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