RSS FeedHundreds Wait for Free Health Care in LA CBS News
Hundreds of people with hundreds of reasons to seek free medical care lined up before dawn and poured into the Los Angeles Sports Arena Tuesday for physical exams, eye exams, glasses, screenings, tests and dental work.Charlea Williams lost her job and all her medical and dental coverage.
Josh McGrew works, but can't afford health insurance. He needs to "get some teeth pulled."
CBS News correspondent Bill Whitaker reports 300 medical volunteers will serve 1,200 patients a day for the next week -- all for free -- thanks to Stan Brock.
"There really is a problem here in the United States," Brock said, "it's not just in the Amazon and in places like Haiti."
Brock started Remote Area Medical 25 years ago, getting American doctors to volunteer and bring modern medicine to the Third World.
Bock said "64 percent of everything we do is here in America."
60 Minutes: Remote Area Medical
His first L.A. clinic last
Affordable Health Insurance Louisiana
With the constant rise in health care costs, finding an affordable health insurance policy seems like an impossible proposition. But with the right planning you can still save a considerable amount on your health coverage. Mentioned below are few tips with the help of which you can lower the premium cost without having to change the level of health insurance coverage.
Deductibles:
Increasing deductibles is one of the effective ways to find affordable health insurance in Louisiana. Insurance deductible is the annual cost that will be incurred by you before your insurer starts paying for the coverage. If you choose an insurance policy with a high deductible you will have to pay low premiums. For instance, if your annual deductible is 1000 dollars and you increase it to 3000 dollars, you can bring down the monthly premium from 175 dollars to 125 dollars. This means that a high deductible can cut the cost of your premium by 50 dollars every month.
Co-insurance:
This refers to a percentage of the medical bill which you will have to pay. For instance, if 30% is the co-insurance rate for your hospital, you will have to make 30% payment of the cost and the remaining 70% will be paid by your insurer. Increasing your co-insurance percentage can also help you find affordable health insurance Louisiana policies.
Co-payment:
You can bring down the cost of your health insurance policy by increasing the co-payment. This is amount which you will have to pay when you receive any medical care, for instance, 12 dollars for visiting a doctor. If you choose a health insurance plan with high co-payment, your monthly premium will go down considerably.
There are many people who feel they don’t need a Louisiana health insurance policy. But they fail to realize the fact that almost everyone needs health coverage. Everyone needs to have some protection against any unexpected health problems. In case you belong to the low income group, you should find out about the Medicaid program in Louisiana.
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